Many people make mistakes when it comes to purchasing their insurances. They often view insurance as something they are forced to purchase and therefore obtain only the minimum required by law or that is the cheapest available. Others only consider what their employer makes available to them through benefit plans instead of what they and their family may require. People may also purchase expensive or unnecessary insurance because they are unaware of their options or lacked impartial guidance as to what was appropriate for them. In most all of these situations, they are leaving their financial goals and assets at risk.
What is it you need to protect? When was the last time you discussed how your insurance supports your financial objectives? A thoughtful approach to insurance planning includes assessing your financial situation, evaluating your financial goals, identifying potential areas of exposure, and educating you on the types of insurance appropriate for you. As it is important to build your wealth to pursue your goals, it is equally important to protect your wealth against unexpected events.
From life, disability, and long term care insurance to health, home, auto and umbrella insurance, we are here to educate you and recommend solutions for your insurance goals.
CA Insurance License #0F05377.
Advisory Services offered through Burge Financial, A Registered Investment Advisor.